Will insurance cover my surgery if it is elective?
Elective surgery only refers to the timing of your surgery. If it is not an emergency, it is being done electively. It has nothing to do with whether or not the surgery is medically necessary. If your surgery is being done for a medically necessary reason, it will probably be covered by insurance. You should check with your insurance carrier to see if you have benefits. Cosmetic surgery (which is also done on an elective basis) will likely not be covered by your insurance, because it is not a medical necessity.
How much will the surgery cost?
That will depend on your insurance coverage. First, you need to determine if the operation is covered by insurance. If it is, then you must determine whether the surgery will be applied to your deductible or not. If you have already met your deductible, there may still be a portion you are responsible for. Our business office can assist you with these issues. In addition to the surgeon’s fee, there will also be fees from the anesthesiologist, the surgical facility, and possibly from laboratory/pathology. These fees are completely independent of ENT Associates.